Financial services

Software that has to be correct under load

Ledgers, payments, and the ops screens that keep them honest. Written SOW. We are domain-aware engineers - not a bank, and not a compliance firm.

A pretty dashboard is not a ledger.

You have seen the slide where money moves in a straight line. Then someone has to post a reversal, keep an audit trail, and still be around when two systems disagree at 4pm. That second part is the job.

Myrafy is a software company in Noida. We take one payment path, one ops slice, or one integration into production, keep the people who scoped it on the work, and put the code in your repo.

What we put in a statement of work

Pick the slice that matches the system you already run.

01The path money actually takes

Payment and ledger-adjacent services

APIs and jobs next to the core you already have. Idempotent writes, clear errors, and logs you can hand to the person who has to explain a posting.

  • One path, not a rewrite of the core
  • Idempotent writes where it matters
  • Logs a reviewer can follow
02The screens operators open on a Tuesday

Internal ops dashboards

Roles, queues, and the exceptions that never fit the happy path. If it is not in the admin, it will live in a spreadsheet.

  • Access control from the start
  • The jobs ops already does
  • Audit-friendly changes
03Next to what already books the trade

Integrations with existing cores

Connectors and façades, not a weekend cutover. We sit with the system of record and write the contract around it.

  • Your core stays the source of truth
  • A written fail path
  • No invented middleware for sport
04Search with permissions, not a chatbot demo

Grounded assistants, when the corpus is ready

Document search over policies and runbooks that already exist - with who-can-see-what designed before the first prompt.

  • Retrieval with citations
  • The same access model as the rest of the product
  • Only if the documents are worth indexing

The stack is usually not the hard part.

This dies in access, dual-write, and a vendor who will not sit with the posting rules. We start there.

01

Access

Nobody can say who may see a row.

  • Shared logins in production
  • No audit of who changed what
  • A report that leaks the wrong book

Roles live in a slide. We write permissions into the first slice, including the admin path.

02

Dual-write

Two systems both think they own the posting.

  • Retries that double-post
  • A reconciliation nobody owns
  • A cutover date with no rollback

We name the source of truth and the fail path before we ship a connector.

03

The vendor room

The people who know the core are not on the call.

  • Spec in one tool, posting rules in another
  • QA as a surprise at go-live
  • IP that never quite lands

We keep one engineering thread and insist the core owners stay in the room until acceptance is written.

Two ways to start

Most teams pick one. Neither needs a 40-page strategy deck first.

01If the first path is clear

Fixed-scope slice

One payment flow, one ops screen, one integration. Written inputs and acceptance. Weekly demos. Full IP when the milestone closes.

  • Best when the posting rules are known
  • The same engineers through release
  • Your repo, your core
02If the book will keep changing

Ongoing product work

A retainer or a small dedicated slice of senior time. Useful after the first path is live, or when ops still has a backlog of exceptions.

  • A cadence you can plan around
  • Still a written SOW
  • You keep the source

Name the path, build next to the core, ship it, and stay until you can run it.

Four steps. We will not promise to replace the bank from a kickoff.

  1. 01

    Name the path

    Sit with ops and the people who own the core. Name the first posting or payment slice, the systems it touches, and what done looks like.

  2. 02

    Build next to the core

    Against your APIs and data. Access and logging from day one. The people who scoped it are still on the calls.

  3. 03

    Ship a path you can use

    A release ops will actually open. Not a staging ledger that dies when the project ends.

  4. 04

    Stay until you can run it

    Runbook, access, and how to keep shipping. If the work continues, that can be a retainer.

What we write into every SOW

  1. 01

    The source of truth is named

    If two systems can post the same fact, we are not ready to start. Discovery can be a paid slice if you are not there yet.

  2. 02

    Access is not a later story

    Roles, audit, and who can reverse a posting land in the first slice.

  3. 03

    Your repo, your core

    Code lands where you can keep it. We do not trap the work in a toolkit only we understand.

You contract us. You keep the IP.

The commercial bit, without invented win rates. We will publish customer stories when we have permission.

  1. 01

    Written SOW

    Inputs, owners, acceptance, and the fail path before we start. Fixed-scope when the slice is clear. Retainer when it will keep growing.

  2. 02

    Senior engineers on the work

    The people who scoped it stay on delivery. 15+ years collective experience. You will not get a junior bench behind a slide.

  3. 03

    You own it

    Code, docs, and runbooks transfer to you. We do not lock this in a product only we can run.

  4. 04

    Estimate in one business day

    Typical reply from Noida the next working day. If the workflow is still fuzzy, discovery can be a paid slice.

What you receive at handover

01

A running slice

The path and screens in the SOW, in an environment you control.

Handover checklist
  • 01A running slice
  • 02The source
  • 03How it is put together
  • 04How to run it
Transferred to you
02

The source

Repos, history, and enough structure that the next engineer is not lost.

03

How it is put together

The posting rules we encoded, API notes, and the decisions that would otherwise live in chat.

04

How to run it

Deploy path, who to call, and the IP. You own it.

Examples of this work

Shapes, not named clients yet. If yours is close, we will write a proposal around your constraints.

Representative patternPayments / ops

Ops console next to an existing payments core

Queues, roles, and the exceptions that today live in a spreadsheet. Weekly demos, a written SOW, and the code in your repository when the milestone closes.

  • Access from day one
  • Your core stays the book
  • Full IP

Representative patternLedger-adjacent API

A posting API the next system can trust

Idempotent writes, readable errors, and logs a reviewer can follow - without pretending we replaced the core.

  • Idempotent writes
  • A written fail path
  • A runbook

More shapes on representative work →

Questions we get

What we usually use

We use what is already in your stack when we can. This is not a vendor lock-in.

  • Java
  • Node.js
  • .NET
  • React
  • PostgreSQL
  • REST/GraphQL
  • Event-Driven
  • ETL
  • Middleware
  • RPA
  • OpenAI
  • LangChain
  • TensorFlow
  • RAG
  • MLOps

Have a finance path to ship?

Send the slice and the core it touches. We usually reply with an estimate the next business day.

Get a Free Estimate
Contact us